CGL Coverage B addresses which type of injury?

The correct choice identifies that Coverage B under a Commercial General Liability (CGL) insurance policy specifically pertains to personal injury and advertising injury. This type of coverage is designed to protect the insured from losses resulting from non-physical injuries that are related to the damage of reputation or privacy violations.

Personal injury can encompass a range of torts, such as defamation, slander, or invasion of privacy. Advertising injury, on the other hand, covers offenses that arise while advertising your products or services, like copyright infringement or misappropriation of advertising ideas.

This distinction is important because it underscores the intent of Coverage B, which is to ensure that businesses are protected against specific non-physical claims that might arise from their business operations or marketing efforts, which are not addressed under other parts of a typical CGL policy.