Under DP Coverage B, what percentage of Coverage A is allocated for other structures?

Prepare for the Kentucky Insurance Adjuster Exam with our quizzes featuring flashcards and multiple-choice questions. Each question includes hints and explanations to help you succeed!

Under the Dwelling Property (DP) policy, Coverage B specifically addresses "Other Structures" that are not attached to the main dwelling. This coverage is typically set at 10% of the amount of Coverage A, which is the amount allocated for the dwelling itself. This means that if you have a property insured for a certain amount under Coverage A, you can expect Coverage B to provide an additional 10% of that amount to cover other structures like detached garages, sheds, or fences on the property.

This allocation recognizes the importance of protecting not just the primary dwelling but also other structures that contribute to the property’s overall value and functionality. Hence, the correct answer reflects the standard industry practice as per the guidelines of the DP policy.

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