What additional risks does broad form coverage add to basic farm coverage?

Broad form coverage enhances basic farm coverage by incorporating additional risks that are not typically included in the standard policy. One of the key additions is coverage for the weight of ice, sleet, and snow, as well as glass breakage. These elements can pose significant risks to farm structures and property, where heavy accumulations can lead to structural damage. Glass breakage is also important for buildings with glass features, which can be vulnerable to weather conditions.

This additional coverage in broad form is designed to protect against specific hazards that farmers might encounter, providing a more comprehensive safety net. By addressing these specific types of risks, broad form coverage gives farmers greater peace of mind, knowing that they have protections in place for more extreme weather conditions and accidental damages that could affect their operations.