What is included in the coverage for theft inside the premises under commercial crime insurance?

The coverage for theft inside the premises under commercial crime insurance typically includes losses of money and securities. This type of insurance is specifically designed to address risks associated with theft that may occur within a business location, providing protection for not just physical property, but also financial assets such as cash and securities.

Money refers to physical currency, while securities include items such as stocks, bonds, and other financial instruments that have value. This coverage is crucial for businesses because it protects against the financial impact of theft events that can occur from burglaries, employee theft, or other criminal acts within the business's operating space.

The other options do not encompass the full range of protections offered by commercial crime insurance. For example, the option mentioning only losses of cash is too narrow since it excludes other valuable assets like securities. Additionally, focusing solely on losses of physical property does not align with the comprehensive nature of theft coverage provided, which explicitly includes both money and securities. Finally, damage to property may not directly imply theft, as it could relate to other forms of loss or damage that are not covered under this specific type of crime insurance.