What is included in the maximum for auto split limits?

The maximum for auto split limits refers specifically to the highest amount an insurance policy will pay for bodily injury to one individual in an accident. This is essential for understanding how split limit coverages work, as they separate coverage into different categories. Auto split limits typically consist of three components: one limit for bodily injury per person, another for bodily injury per accident, and a third for property damage.

In this context, the correct choice focuses on the maximum payout for injuries sustained by a single person involved in an accident, which is part of the broader framework of split limits but targets individual claim liability directly. This means that if multiple individuals are injured in an accident, each one has their own limit of coverage under the policy that can be claimed, but that does not affect the maximum amount allocated for any one person.

The other options do not accurately represent how split limits function. For instance, focusing on a total people maximum or only property damage would miss the specific allocation designated for injuries to individuals, which is central to the concept of split limits in auto insurance.