What type of coverage does motor truck insurance provide?

Motor truck insurance specifically provides coverage for the carrier of shipped goods, protecting the liability that a trucking company or independent truck owner may have while transporting merchandise. This type of insurance is essential for those in the freight and logistics industry as it covers physical loss or damage to the cargo, ensuring that the carrier is not financially responsible for damages that occur during transportation.

This coverage is crucial because it addresses the risks associated with the transport of goods, which can include accidents, theft, or other unforeseen events. It allows trucking companies and independent contractors to operate with greater confidence, knowing that they are financially protected amid the liabilities that arise from their shipping activities.

In contrast, the other options do not accurately reflect the purpose of motor truck insurance. Coverage for property in storage (the first option) pertains to different types of policies, while coverage for the insured vehicle only (the second option) describes a personal auto policy rather than a commercial invoice for goods in transit. Coverage for domestic shipping delays (the fourth option) typically falls under different financial responsibility and liability terms that are not part of motor truck insurance specifically.