What type of coverage does CGL pollution liability provide?

CGL (Commercial General Liability) pollution liability coverage is designed to address claims related to pollution incidents. The correct answer pertains to the "claims made" trigger, which is a crucial aspect of how coverage is activated under the policy. This means that the coverage applies to claims that are made during the policy period, regardless of when the event causing the pollution occurs, as long as the claim is reported within the duration of the coverage.

This format is essential because it shifts the focus from when the pollution event took place to when the claim is actually filed, providing clarity for both insurers and insureds. It helps mitigate risks associated with long-latency pollution-related claims that may arise years after the incident.

In contrast, other options are not accurate representations of what CGL pollution liability covers. For example, being limited to pollutants released solely at the insured site, covering only off-site pollution incidents, or exclusively addressing pollutants during transport do not encapsulate the broad protection that CGL pollution liability aims to provide. These aspects might be covered under different types of policies or specific endorsements but do not comprehensively represent the nature of CGL pollution liability.