What type of properties does Flood Coverage A include?

Flood Coverage A specifically pertains to coverage for residential properties, which includes 1-4 family dwellings. This type of coverage is designed to protect the physical structure of homes from flood-related damage, making it essential for homeowners in designated flood zones. The policy typically covers the building's foundation, electrical and plumbing systems, appliances, and some permanent fixtures.

When considering other types of properties, such as commercial buildings or mobile homes, these fall under different categories of flood insurance or may require separate coverage options. Vacant land is generally not covered under Flood Coverage A, as it refers mainly to structures where residential inhabitants live. Therefore, the focus on 1-4 family dwellings as the correct answer aligns with the intent and scope of Flood Coverage A in protecting residential properties.