Which extension gives coverage for debris removal in construction sites?

Prepare for the Kentucky Insurance Adjuster Exam with our quizzes featuring flashcards and multiple-choice questions. Each question includes hints and explanations to help you succeed!

The correct choice, which pertains to coverage for debris removal at construction sites, is builders risk coverage. This type of insurance is specifically designed to provide protection for buildings under construction. It covers various risks, including damage to the structure, materials, and equipment related to the construction process.

An essential aspect of builders risk coverage is that it often includes debris removal as part of its provisions, which is particularly crucial in construction settings where clearing debris is a necessary step to maintain safety and progress.

In contrast, business income coverage focuses on lost income due to business interruption, and it does not specifically cover construction materials or debris. Extra expense coverage provides funds for additional costs that may be incurred to continue operations during a business interruption but does not address debris removal directly. Liability coverage, on the other hand, protects against claims of damage or injury to third parties but is not intended to cover property-related issues during construction.

Thus, builders risk coverage is tailored to meet the specific needs of construction projects, including the critical aspect of debris removal.

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