Which of the following is NOT covered by no fault insurance?

No-fault insurance is designed to provide benefits to insured individuals for their medical expenses, lost wages, and other related costs regardless of who was at fault in an accident. The primary purpose of no-fault insurance is to streamline the claims process and reduce the need for litigation over fault.

Injuries to the insured will typically be covered because they arise directly from the incident, allowing for medical benefits to be claimed without the need to establish negligence. Medical expenses are also a central focus of no-fault insurance, as it ensures that individuals can receive treatment without delays from disputes about who is responsible. Lost wages due to injury are another critical benefit provided by no-fault insurance, compensating insured parties for income lost as a result of their injuries.

Property damage, however, is typically not covered under no-fault insurance policies. These policies focus on personal injuries and exclude damages to vehicles or other property, which are generally handled through traditional liability insurance. This distinction is crucial, as it delineates the responsibilities of no-fault insurance compared to other types of coverage.