Which of the following is NOT a type of hazard under CGL coverage?

The selection of environmental hazards as the answer highlights an important distinction in Commercial General Liability (CGL) coverage. CGL policies typically encompass various types of hazards which are categorized as premises and operations, products and completed operations, and contractual liability for insured contracts.

Premises and operations hazards cover risks associated with the business's physical location and the activities carried out there. Products and completed operations address liabilities stemming from products sold or services rendered and after their completion or sale. Contractual liability for insured contracts involves protection against liabilities assumed in contracts that the policy covers.

Environmental hazards, while critical in various fields of insurance, do not fall under the standard types of hazards typically addressed in a CGL policy. Instead, these are generally managed through different policies, such as environmental liability or pollution liability insurance, which are crafted to respond to specific environmental claims that the CGL does not cover.

Understanding this classification is crucial for insurance adjusters and professionals, as it aids in identifying the correct coverage needed for specific risks and liabilities associated with business operations.