Which type of business is eligible for a Business Owner Policy?

A Business Owner Policy (BOP) is designed to meet the needs of small to medium-sized businesses by combining property and liability coverage into one package. To qualify for a BOP, a business generally needs to be in a straightforward industry and meet specific eligibility criteria.

In the context of the convenience store in the provided scenario, this type of business may qualify for a BOP because it typically meets the size requirements set forth by insurance providers and operates within industries that are considered low risk compared to others. The stipulation of having less than 75% of its income derived from food indicates that it's not primarily a food service establishment, which aligns with BOP eligibility standards focusing on retail operations.

The other choices present businesses that, due to their nature or structure, generally don't meet BOP criteria. A car dealership involves significant vehicle and inventory risks requiring different coverage. The amusement park, with its seasonal operations, likely faces unpredictable risks and liabilities that fall outside the intended scope of a BOP. Finally, a bank, which deals with corporate services and has complex liability exposures, typically requires specialized coverage beyond what a BOP provides.

Therefore, the convenience store fits well within the parameters of a business eligible for a Business Owner Policy.