Which type of inland marine insurance form applies to all shipments during the year?

The annual form of inland marine insurance is designed to provide coverage for all shipments made throughout the year. This type of policy is beneficial for businesses that frequently engage in shipping goods, as it streamlines the process and eliminates the need to acquire separate insurance for each individual shipment. By opting for an annual form, a business can secure consistent coverage without the administrative burden of managing multiple policies.

In contrast, options like the trip transit form are tailored for specific trips or shipments, meaning coverage is limited to individual transactions rather than providing comprehensive, year-long protection. Motor truck coverage specifically addresses risks associated with vehicles transporting goods but does not encompass all shipments throughout the year. Meanwhile, mail coverage focuses on items sent via postal service, which also lacks the broader applicability of an annual form. Therefore, the annual form stands out as the most fitting option for continuous coverage over many shipments.